Ready to Grow Program – Terms & Conditions & Earnings Disclaimer

Β Last Updated on March 2022

The following Terms & Conditions shall replace any prior or existing agreement between the parties, or previously issued terms & conditions, and shall apply to any existing arrangements currently operating between the parties. By purchasing the Ready to Grow Program (the β€œProgram”) with Todd Polke, Fudoshin Pty Ltd (601 194 352) and any partner or subsidiary entities, you hereby agree to be bound by the following Terms & Conditions (as amended from time to time) in addition to any contained on the registration, booking or enrolment form if applicable.

1. Purpose – You wish to take control of your financial future and explore the possibility of earning passive income through property investments.

2. No Cooling Off – Once you have enrolled in the Program and we have received payment in cleared funds (whether full or part), no refunds are permitted, as you will immediately gain access to proprietary information and materials, unless Results guarantee criteria are met.

3. Cost – the total cost of the Program is a one time payment of $1500 USD including GST. The Program can also be paid in 12 months for $150 USD for each month for a total of $1800.Β 

4. Payment Method – We accept payment by credit of debit card. You hereby authorize us to debit the total cost of your Program payment at the time of enrolment from any credit or debit card provided, and with any additional part payments owing.

5. Payment Default – please note that failure to pay a monthly part payment within 5 days of their due date will result in the termination of the Program and forfeiture of amounts paid to date.

6. Expulsion – we reserve the right to expel you from the Program at any time if such expulsion is justified in our reasonable opinion. Refunds of payments made, will then be considered on a case-by-case basis.

7. Confidentiality – you acknowledge that all information and materials provided in relation to the Program are owned by Todd Polke, Fudoshin Pty Ltd (601 194 352) and all partner entities who holds the copyright and intellectual property rights thereto, and undertake to keep all information learnt and materials provided throughout the Program, strictly confidential, and agree not to disclose such to any third party, nor
reproduce, disseminate adapt, distribute, sell, modify, republish or otherwise use such without our prior written consent.

8. Impossibility – we shall have no liability if we are prevented from providing the Program or performing our obligations due to circumstances beyond our control, beyond the reasonable reimbursement of payments where appropriate in such circumstances.

9. No liability – under no circumstances will we be liable for any direct, indirect, incidental or consequential loss or damage as a result of your investment decisions or activities undertaken in connection with the Program or otherwise.

10. No advice or financial services – we provide educational and coaching services only. We do not provide financial services or financial product advice or recommendations of any kind. Accordingly, you are solely responsible for obtaining independent financial advice, and undertaking due diligence in determining whether an investment is suitable for your personal financial circumstances.

11. No liability for loss – Any decision to invest is your sole responsibility, and you understand that we bear no liability whatsoever for any losses resulting from such investments.

12. Referrals – where we introduce you or refer you to a third party investment opportunity, you acknowledge that we are neither responsible nor liable for the compliance or performance of such investment.

13. Risk – you understand that all investment products and opportunities entail the risk of loss, and that you must carefully review and consider the key risks and costs associated with such investments in light of your personal financial circumstances and needs.

14. Privacy – in order to provide you with the Program, we need to collect, use and retain personal information about you. Please refer to our Privacy Policy if you require further information, and contact us if you have any concerns or queries.

15. Governing Law – these terms and conditions are governed by and construed in accordance with the laws of Victoria, and the parties submit to the non-exclusive jurisdiction of the courts and tribunals in that State.

16. Severability – if any provision herein is held by any court of competent authority to be invalid or unenforceable in whole or in part, the validity of the other provisions shall not be affected.